https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topics 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Real-Estate-Settlement-Procedures-Act-(RESPA),-12-CFR-Part-1024-(Regulation-X),-Subtopics,-RESPA-origins-and-purpose 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Real-Estate-Settlement-Procedures-Act-(RESPA),-12-CFR-Part-1024-(Regulation-X),-Subtopics,-Definition-of-“mortgage-broker” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Real-Estate-Settlement-Procedures-Act-(RESPA),-12-CFR-Part-1024-(Regulation-X),-Subtopics,-Knowledge-of-the-prohibitions,-limitations-and-exemptions-set-by-RESPA 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Real-Estate-Settlement-Procedures-Act-(RESPA),-12-CFR-Part-1024-(Regulation-X),-Subtopics,-Types-of-loans-for-which-RESPA-is-applicable 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Real-Estate-Settlement-Procedures-Act-(RESPA),-12-CFR-Part-1024-(Regulation-X),-Subtopics,-Settlement-services 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Real-Estate-Settlement-Procedures-Act-(RESPA),-12-CFR-Part-1024-(Regulation-X),-Subtopics,-Required-disclosures-to-the-customer-for-a-mortgage-loan-originator-(MLO)-who-is-also-a-real-estate-broker 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Real-Estate-Settlement-Procedures-Act-(RESPA),-12-CFR-Part-1024-(Regulation-X),-Subtopics,-Required-disclosures-to-the-customer-for-an-MLO-who-is-also-a-mortgage-broker 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Real-Estate-Settlement-Procedures-Act-(RESPA),-12-CFR-Part-1024-(Regulation-X),-Subtopics,-Bona-fide-discount-points-and-application-during-a-mortgage-loan-origination 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https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Equal-Credit-Opportunity-Act-(ECOA),-12-CFR-Part-1002-(Regulation-B),-Subtopics,-General-permissible-acts-under-the-ECOA 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Equal-Credit-Opportunity-Act-(ECOA),-12-CFR-Part-1002-(Regulation-B),-Subtopics,-Circumstances-when-it-is-acceptable-to-deny-credit-loan 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Equal-Credit-Opportunity-Act-(ECOA),-12-CFR-Part-1002-(Regulation-B),-Subtopics,-Components-of-a-“notice-of-adverse-action” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Equal-Credit-Opportunity-Act-(ECOA),-12-CFR-Part-1002-(Regulation-B),-Subtopics,-Definition-of-“adverse-action” 2021-02-01 daily 0.8 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https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Equal-Credit-Opportunity-Act-(ECOA),-12-CFR-Part-1002-(Regulation-B),-Subtopics,-Acceptable-terms-used-to-describe-marital-status 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Equal-Credit-Opportunity-Act-(ECOA),-12-CFR-Part-1002-(Regulation-B),-Subtopics,-Adverse-action-notice,-including-when-multiple-applicants-guarantors-are-on-the-loan-request 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Equal-Credit-Opportunity-Act-(ECOA),-12-CFR-Part-1002-(Regulation-B),-Subtopics,-Definition-of-“elderly” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Equal-Credit-Opportunity-Act-(ECOA),-12-CFR-Part-1002-(Regulation-B),-Subtopics,-“Disparate-treatment”-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Equal-Credit-Opportunity-Act-(ECOA),-12-CFR-Part-1002-(Regulation-B),-Subtopics,-Requirement-for-a-co-signer 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Equal-Credit-Opportunity-Act-(ECOA),-12-CFR-Part-1002-(Regulation-B),-Subtopics,-Factors-considered-when-determining-creditworthiness 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Equal-Credit-Opportunity-Act-(ECOA),-12-CFR-Part-1002-(Regulation-B),-Subtopics,-Types-of-acceptable-income-considered-in-a-loan-review 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Equal-Credit-Opportunity-Act-(ECOA),-12-CFR-Part-1002-(Regulation-B),-Subtopics,-Requests-for-missing-application-information 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Equal-Credit-Opportunity-Act-(ECOA),-12-CFR-Part-1002-(Regulation-B),-Subtopics,-Adverse-action-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Equal-Credit-Opportunity-Act-(ECOA),-12-CFR-Part-1002-(Regulation-B),-Subtopics,-Information-required-on-a-loan-application 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Equal-Credit-Opportunity-Act-(ECOA),-12-CFR-Part-1002-(Regulation-B),-Subtopics,-Adverse-action-characteristics 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Equal-Credit-Opportunity-Act-(ECOA),-12-CFR-Part-1002-(Regulation-B),-Subtopics,-Timeframe-for-sending-an-adverse-action-to-an-applicant 2021-02-01 daily 0.8 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0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Truth-in-Lending-Act-(TILA),-12-CFR-Part-1026-(Regulation-Z),-Subtopics,-Classifying-“seller-contributions” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Truth-in-Lending-Act-(TILA),-12-CFR-Part-1026-(Regulation-Z),-Subtopics,-Refinancing-scenarios-with-rights-to-rescind-certain-types-of-transactions 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Truth-in-Lending-Act-(TILA),-12-CFR-Part-1026-(Regulation-Z),-Home-Ownership-and-Equity-Protection-Act-(HOEPA),-High-cost-Mortgages,-HOEPA-Section-32,-12-CFR-1026,-Minimum-term-for-a-balloon-payment 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Truth-in-Lending-Act-(TILA),-12-CFR-Part-1026-(Regulation-Z),-Home-Ownership-and-Equity-Protection-Act-(HOEPA),-High-cost-Mortgages,-HOEPA-Section-32,-12-CFR-1027,-Examples-of-“covered-loans” 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0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-Fair-Credit-Reporting-Act-(FCRA)-Fair-and-Accurate-Credit-Transactions-Act-(FACTA)-15-USC-§-1681-et-seq.,-Definition-of-a-“fraud-alert” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-Fair-Credit-Reporting-Act-(FCRA)-Fair-and-Accurate-Credit-Transactions-Act-(FACTA)-15-USC-§-1681-et-seq.,-Information-included-in-a-“consumer-report” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-Fair-Credit-Reporting-Act-(FCRA)-Fair-and-Accurate-Credit-Transactions-Act-(FACTA)-15-USC-§-1681-et-seq.,-Permissible-times-when-a-credit-report-may-be-accessed 2021-02-01 daily 0.8 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0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-Bank-Secrecy-Act-Anti-money-Laundering-(BSA-AML),-Requirement-that-companies-protect-consumer-information 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-Bank-Secrecy-Act-Anti-money-Laundering-(BSA-AML),-Facts-about-Suspicious-Activity-Reports-(SARs) 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-Bank-Secrecy-Act-Anti-money-Laundering-(BSA-AML),-Circumstances-that-require-filing-a-SAR 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-Bank-Secrecy-Act-Anti-money-Laundering-(BSA-AML),-SAR-privacy-requirements 2021-02-01 daily 0.8 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https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-Mortgage-Acts-and-Practices-–-Advertising,-12-CFR-Part-1014-(Regulation-N),-Advertisements-referring-to-specific-credit-terms 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-Mortgage-Acts-and-Practices-–-Advertising,-12-CFR-Part-1014-(Regulation-N),-Length-of-time-required-to-retain-advertisements 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-Mortgage-Acts-and-Practices-–-Advertising,-12-CFR-Part-1014-(Regulation-N),-Information-required-to-be-included-in-an-advertisement 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-Mortgage-Acts-and-Practices-–-Advertising,-12-CFR-Part-1014-(Regulation-N),-Triggering-terms-that-require-additional-disclosure 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https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-Electronic-Signatures-in-Global-and-National-Commerce-Act-(E-Sign-Act),-Ways-to-verify-a-borrower’s-identity 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-USA-PATRIOT-Act,-Primary-purpose-of-the-act 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-USA-PATRIOT-Act,-Major-functions-of-the-act 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-USA-PATRIOT-Act,-Confidential-nature-of-filing-reports 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-USA-PATRIOT-Act,-Ways-to-verify-a-borrower’s-identity 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-USA-PATRIOT-Act,-Parties-subject-to-the-act 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-USA-PATRIOT-Act,-Requirement-to-have-a-customer-identification-program-in-place-and-verification-of-the-identities-of-borrowers 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-Homeowners’-Protection-Act-(Private-Mortgage-Insurance-(PMI)-Cancellation-Act),-Major-functions-of-the-act 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-Homeowners’-Protection-Act-(Private-Mortgage-Insurance-(PMI)-Cancellation-Act),-Documents-that-must-be-provided-to-a-borrower-at-loan-consummation 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-Dodd-Frank-Act,-Re-financing-situations 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Other-Federal-Laws-and-Guidelines,-Dodd-Frank-Act,-Law-oversight-over-TRID 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Regulatory-Authority,-Consumer-Financial-Protection-Bureau-(CFPB),-Federal-oversight-of-the-CFPB 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Regulatory-Authority,-Consumer-Financial-Protection-Bureau-(CFPB),-Functions-performed-by-the-CFPB 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Regulatory-Authority,-Consumer-Financial-Protection-Bureau-(CFPB),-CFPB-oversight-authority 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Regulatory-Authority,-Consumer-Financial-Protection-Bureau-(CFPB),-Filing-complaints-with-CFPB 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Regulatory-Authority,-Department-of-Housing-and-Urban-Development-(HUD),-Primary-function-of-HUD 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Regulatory-Authority,-Department-of-Housing-and-Urban-Development-(HUD),-Programs-offered-by-HUD 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Regulatory-Authority,-Department-of-Housing-and-Urban-Development-(HUD),-Number-of-housing-agencies-required-to-be-listed-on-the-housing-counseling-disclosure 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Regulatory-Authority,-Department-of-Housing-and-Urban-Development-(HUD),-Types-of-loans-that-trigger-the-requirement-for-a-counseling-agency-to-consult-with-a-borrower 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Regulatory-Authority,-Department-of-Housing-and-Urban-Development-(HUD),-Entities-that-HUD-oversees 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Regulatory-Authority,-Department-of-Housing-and-Urban-Development-(HUD),-Fair-housing-law-protections-(e.g.,-health-status,-etc.) 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Subtopics,-Features-of-a-qualified-mortgage 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Subtopics,-Allowable-points-and-fees-for-qualified-mortgages 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Subtopics,-Information-used-to-determine-whether-a-loan-is-qualified 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Subtopics,-APRs-that-make-a-mortgage-qualified 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Subtopics,-Categories-of-qualified-mortgages 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-conforming-(e.g.,-Fannie-Mae,-Freddie-Mac),-Responsibilities-of-Fannie-Mae-and-Freddie-Mac 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-conforming-(e.g.,-Fannie-Mae,-Freddie-Mac),-Limits-on-closing-cost-concessions 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-conforming-(e.g.,-Fannie-Mae,-Freddie-Mac),-Fee-charges-on-loans-with-certain-risk-characteristics 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-conforming-(e.g.,-Fannie-Mae,-Freddie-Mac),-Fannie-Mae-Freddie-Mac’s-automated-underwriting-systems 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-conforming-(e.g.,-Fannie-Mae,-Freddie-Mac),-Requirements-when-purchasing-a-non-owner-occupied-rental-property 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-conforming-(e.g.,-Fannie-Mae,-Freddie-Mac),-Acceptable-down-payment-amounts 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-conforming-(e.g.,-Fannie-Mae,-Freddie-Mac),-Hazard-insurance-requirements 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-conforming-(e.g.,-Fannie-Mae,-Freddie-Mac),-Pre-payment-requirements 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Government-(e.g.,-FHA,-VA,-USDA),-Definition-of-“FHA-mortgage” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Government-(e.g.,-FHA,-VA,-USDA),-Facts-about-FHA-loans 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Government-(e.g.,-FHA,-VA,-USDA),-Definition-of-“FHA” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Government-(e.g.,-FHA,-VA,-USDA),-Facts-about-USDA-loans 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Government-(e.g.,-FHA,-VA,-USDA),-Facts-about-VA-loans 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Government-(e.g.,-FHA,-VA,-USDA),-Prohibition-on-mortgage-insurance 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Government-(e.g.,-FHA,-VA,-USDA),-FHA-interest-rate-calculation-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Government-(e.g.,-FHA,-VA,-USDA),-Types-of-government-guarantors 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Government-(e.g.,-FHA,-VA,-USDA),-Definition-of-“entitlement” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Government-(e.g.,-FHA,-VA,-USDA),-Certificate-eligibility-requirement 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Government-(e.g.,-FHA,-VA,-USDA),-Acceptable-funds-for-a-down-payment-closing-costs 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Government-(e.g.,-FHA,-VA,-USDA),-Properties-eligible-for-FHA-purchase-transactions 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Government-(e.g.,-FHA,-VA,-USDA),-FHA-loan-limits 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Government-(e.g.,-FHA,-VA,-USDA),-VA-funding-fees 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Government-(e.g.,-FHA,-VA,-USDA),-Upfront-mortgage-insurance-premiums 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Government-(e.g.,-FHA,-VA,-USDA),-Residual-income-qualification-test 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Government-(e.g.,-FHA,-VA,-USDA),-Required-documentation 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Government-(e.g.,-FHA,-VA,-USDA),-Monthly-mortgage-insurance-payment-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Government-(e.g.,-FHA,-VA,-USDA),-Minimum-down-payment-for-an-FHA-loan 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-nonconforming-(e.g.,-Jumbo,-Alt-A),-Facts-on-“jumbo-loans” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-nonconforming-(e.g.,-Jumbo,-Alt-A),-Definition-of-“nonconforming-loan” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-nonconforming-(e.g.,-Jumbo,-Alt-A),-Examples-of-“nontraditional-loans” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-nonconforming-(e.g.,-Jumbo,-Alt-A),-Requirements-for-an-escrow-account-associated-with-a-“high-priced-loan”-or-“highcost-loan” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-nonconforming-(e.g.,-Jumbo,-Alt-A),-Statement-on-Subprime-Lending,-Definition-of-“payment-shock” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-nonconforming-(e.g.,-Jumbo,-Alt-A),-Statement-on-Subprime-Lending,-Definition-of-“subprime” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-nonconforming-(e.g.,-Jumbo,-Alt-A),-Statement-on-Subprime-Lending,-Characteristics-of-ARMs 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-nonconforming-(e.g.,-Jumbo,-Alt-A),-Statement-on-Subprime-Lending,-Definition-of-a-debt-to-income-ratio-assessment 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-nonconforming-(e.g.,-Jumbo,-Alt-A),-Statement-on-Subprime-Lending,-Examples-of-credit-risk-characteristics 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-nonconforming-(e.g.,-Jumbo,-Alt-A),-Statement-on-Subprime-Lending,-Scenarios-to-determine-when-a-balloon-loan-may-be-appropriate-for-a-borrower 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-nonconforming-(e.g.,-Jumbo,-Alt-A),-Statement-on-Subprime-Lending,-Characteristics-of-subprime-borrowers 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-nonconforming-(e.g.,-Jumbo,-Alt-A),-Statement-on-Subprime-Lending,-Characteristics-of-a-subprime-mortgage,-Stated-income-loans 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-nonconforming-(e.g.,-Jumbo,-Alt-A),-Statement-on-Subprime-Lending,-Characteristics-of-a-subprime-mortgage,-Non-income-verifying-loans 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-nonconforming-(e.g.,-Jumbo,-Alt-A),-Guidance-on-nontraditional-mortgage-product-risk,-Characteristics-of-a-non-traditional-mortgage-loan 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-nonconforming-(e.g.,-Jumbo,-Alt-A),-Guidance-on-nontraditional-mortgage-product-risk,-Risks-of-non-traditional-mortgage-products 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-nonconforming-(e.g.,-Jumbo,-Alt-A),-Guidance-on-nontraditional-mortgage-product-risk,-Re-payment-capacity-of-a-borrower 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-nonconforming-(e.g.,-Jumbo,-Alt-A),-Guidance-on-nontraditional-mortgage-product-risk,-Identifying-the-right-non-traditional-mortgage-product-for-borrowers 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-nonconforming-(e.g.,-Jumbo,-Alt-A),-Guidance-on-nontraditional-mortgage-product-risk,-Communications-with-consumers-regarding-non-traditional-mortgage-products 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-nonconforming-(e.g.,-Jumbo,-Alt-A),-Non-qualified-mortgage-(Non-QM),-Features-of-a-non-qualified-mortgage 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualified-and-Non-qualified-Mortgage-Programs,-Conventional-nonconforming-(e.g.,-Jumbo,-Alt-A),-Non-qualified-mortgage-(Non-QM),-Types-of-non-qualified-mortgages 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Subtopic,-Purchase-Money-Second-Mortgages 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Fixed,-Characteristics-of-a-fixed-rate-mortgage 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Fixed,-Comparisons-of-types-of-loans-(scenarios) 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Fixed,-Situations-that-affect-a-fixed-rate-mortgage-payment 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Fixed,-Percentage-of-pay-down-required-to-lessen-monthly-payments 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Fixed,-Fixed-rate-mortgage-with-escrow 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Adjustable,-Payment-options-for-an-ARM 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Adjustable,-Facts-on-margin-with-respect-to-ARMs 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Adjustable,-Facts-on-the-index-with-respect-to-ARMs 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Adjustable,-Definition-of-“fully-indexed-rate” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Adjustable,-Examples-of-ARMs 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Adjustable,-Scenarios-resulting-in-a-change-in-monthly-payments 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Adjustable,-Facts-on-ARM-loans 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Adjustable,-Fully-indexed-rate-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Adjustable,-Scenarios-reflecting-payments-increasing-decreasing-on-“change-date” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Adjustable,-Timeline-for-notifying-a-customer-of-a-rate-change 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Adjustable,-Factors-when-determining-interest-rates 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Adjustable,-Calculating-a-borrower’s-monthly-payment 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Adjustable,-Disclosures 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Adjustable,-Consumer-Handbook-(CHARM-Booklet) 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Balloon-Mortgage-Loan-Products,-Facts-about-balloon-mortgages 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Balloon-Mortgage-Loan-Products,-Types-of-balloon-mortgages 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Balloon-Mortgage-Loan-Products,-Lender-requirements 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Balloon-Mortgage-Loan-Products,-Scenarios-to-determine-when-a-balloon-loan-may-be-appropriate-for-a-borrower 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Reverse-Mortgage,-Facts-on-reverse-mortgages 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Reverse-Mortgage,-Timeline-for-calculating-interest-on-home-equity-conversion-mortgage-loans 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Reverse-Mortgage,-Payments-required-after-closing-on-a-conversion-mortgage-loan 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Reverse-Mortgage,-Age-requirements-for-conversion-mortgages 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Reverse-Mortgage,-Amount-of-title-insurance 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Reverse-Mortgage,-Permissible-percentage-of-total-equity-allowed-for-withdrawal 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Reverse-Mortgage,-Scenarios-that-cause-the-full-balance-to-become-due 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Reverse-Mortgage,-Requirements-of-reverse-mortgage-advertisements 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Reverse-Mortgage,-Required-disclosures 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Home-Equity-Line-of-Credit-(HELOC),-Examples-of-open-ended-credit-loans 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Home-Equity-Line-of-Credit-(HELOC),-Characteristics-of-a-HELOC 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Fundamentals-of-Construction-Mortgages,-Definition-of-“construction-loan” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Fundamentals-of-Construction-Mortgages,-Classifying-the-disclosure-of-financing-by-the-same-creditor-when-constructing-a-home 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Fundamentals-of-Construction-Mortgages,-Required-payments-on-a-construction-loan 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Fundamentals-of-Construction-Mortgages,-Facts-on-“construction-to-permanent”-financing-programs 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Interest-only-Mortgages,-Facts-about-interest-only-mortgages 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Interest-only-Mortgages,-Facts-on-interest-only-payments 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Mortgage-Loan-Products,-Other-Mortgage-Products 2021-02-01 daily 0.8 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https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Terms-Used-in-the-Mortgage-Industry,-Loan-terms,-Tolerances 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Terms-Used-in-the-Mortgage-Industry,-Loan-terms,-Legal-title-granted-via-a-mortgage 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Terms-Used-in-the-Mortgage-Industry,-Loan-terms,-Types-of-mortgages-a-lender-cannot-be-forced-to-repurchase 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Terms-Used-in-the-Mortgage-Industry,-Loan-terms,-Facts-on-liens 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Terms-Used-in-the-Mortgage-Industry,-Loan-terms,-Delinquent-loan 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Terms-Used-in-the-Mortgage-Industry,-Loan-terms,-High-cost-loans 2021-02-01 daily 0.8 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https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Borrower-Analysis,-Qualifying-ratios,-LTV-ratios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Borrower-Analysis,-Qualifying-ratios,-Calculating-the-debt-to-income-ratio,-Calculating-the-housing-to-income-ratio 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Borrower-Analysis,-Qualifying-ratios,-Calculating-the-debt-to-income-ratio,-Calculating-the-total-debt-ratio 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Borrower-Analysis,-Ability-to-repay,-Factors-taken-into-consideration-when-reviewing-an-applicant’s-ability-to-repay-a-loan 2021-02-01 daily 0.8 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https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Borrower-Analysis,-Ability-to-repay,-Ability-to-repay-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Borrower-Analysis,-Tangible-net-benefit 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Borrower-Analysis,-Occupancy-types 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Borrower-Analysis,-Verification-of-Deposit-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Appraisals,-Purpose-of-appraisals 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Appraisals,-Market-approach 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Appraisals,-Income-approach 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Appraisals,-Cost-approach 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Appraisals,-Using-comparable-information-to-establish-values 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Appraisals,-Requirement-timeline-to-inform-applicant-of-the-right-to-receive-an-appraisal 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Appraisals,-Facts-on-appraisals 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Appraisals,-Definition-of-“appraisal” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Appraisals,-Appraisal-requirement-with-a-high-risk-mortgage 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Appraisals,-Definition-of-“appraiser” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Appraisals,-Ordering-an-appraisal 2021-02-01 daily 0.8 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https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Insurance,-Flood-insurance,-Designated-zones-for-flood-insurance 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Insurance,-Flood-insurance,-Limits-of-flood-insurance 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Insurance,-Flood-insurance,-Private-flood-insurance 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Insurance,-Flood-insurance,-Force-placed-insurance 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Insurance,-PMI,-Purpose-of-PMI 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Insurance,-PMI,-Benefits-of-PMI 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Insurance,-PMI,-Facts-on-PMI-and-ratios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Insurance,-PMI,-Requirement-guidelines-to-ending-PMI 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Insurance,-PMI,-LTV-ratio-that-triggers-PMI 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Insurance,-Hazard-homeowner-insurance,-Force-placed-insurance, 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Qualification-Processing-and-Underwriting,-Insurance,-Government-mortgage-insurance 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Closing,-Title-and-Title-Insurance,-Title-insurance-coverage 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Closing,-Title-and-Title-Insurance,-Priority-in-multiple-mortgage-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Closing,-Title-and-Title-Insurance,-Definition-of-“easement” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Closing,-Title-and-Title-Insurance,-Encumbrances 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Closing,-Title-and-Title-Insurance,-Reconveyance 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Closing,-Settlement-Closing-Agent,-Borrower-Seller’s-ability-to-review-the-HUD-1-Closing-Disclosure-(CD)Settlement-Statement 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Closing,-Settlement-Closing-Agent,-Eligible-signatures-on-the-security-instrument 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Closing,-Settlement-Closing-Agent,-Use-of-a-Power-of-Attorney-(POA) 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Closing,-Explanation-of-fees,-Fees-charges-listed-on-HUD-1-CD-Settlement-Statement 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Closing,-Explanation-of-fees,-Title-insurance-fees 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Closing,-Explanation-of-fees,-Pre-paid-fees 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Closing,-Explanation-of-fees,-Types-of-escrow-expenses 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Closing,-Explanation-of-fees,-Loan-origination-fees 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Closing,-Explanation-of-documents,-Required-documents-at-a-closing 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Closing,-Explanation-of-documents,-Required-documents-when-using-a-property-as-collateral 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Closing,-Explanation-of-documents,-Note-disclosures-on-a-loan 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Closing,-Explanation-of-documents,-Assumption-clauses 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Closing,-Explanation-of-documents,-Providing-the-escrow-analysis-statement 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Closing,-Funding,-When-does-a-rescission-period-end? 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Closing,-Funding,-Funding-regarding-rescission-periods 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-Periodic-interest,-Interest-rate-calculation-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-Periodic-interest,-General-facts 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-Periodic-interest,-Interest-per-diem-facts 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-Payments,-Calculation-scenarios-for-mortgage-insurance 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-Payments,-Calculation-scenarios-for-interest-rates 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-Payments,-Calculation-scenarios-for-monthly-payments 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-Payments,-Calculation-scenarios-for-loan-amounts 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-Payments,-Effect-of-escrow-on-mortgage 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-Payments,-Order-of-payments-and-importance-of-payments-to-the-underwriting-of-loan 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-Payments,-Closing-Disclosure-information 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-Down-Payment,-Calculating-down-payment-amounts-percentages 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-Loan-to-value-ratios,-Loan-to-value-ratio-calculation-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-Debt-to-income-ratios,-Debt-ratio-calculation-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-Debt-to-income-ratios,-Factors-in-calculating-debt-ratios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-Discount-Points-interest-rate-buy-downs,-Permanent-note 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-Discount-Points-interest-rate-buy-downs,-Definition-of-“discount-point” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-Discount-Points-interest-rate-buy-downs,-Discount-point-calculation-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-Discount-Points-interest-rate-buy-downs,-Purpose-of-discount-points 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-Closing-costs-and-prepaid-items,-Closing-costs-pre-paid-items-calculation-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-ARMs-(e.g.,-fully-indexed-rate),-Interest-rate-adjustment-calculation-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-ARMs-(e.g.,-fully-indexed-rate),-Payment-adjustment-calculation-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Financial-calculations-used-in-mortgage-lending,-Qualified-Mortgage-monthly-payment-calculations 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Violations-of-law,-Violations-of-Gramm-Leach-Bliley-Act 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Prohibited-acts,-Examples-of-“redlining” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Prohibited-acts,-Acceptable-non-acceptable-practices-under-RESPA 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Prohibited-acts,-Examples-of-prohibited-acts 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Prohibited-acts,-Requests-for-personal-information 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Prohibited-acts,-Examples-of-“kickbacks” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Prohibited-acts,-Duties-a-loan-processor-may-may-not-perform 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Fairness-in-lending,-Definition-of-a-referral-and-the-required-associated-disclosures,-if-necessary 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Fairness-in-lending,-Coercion-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Fairness-in-lending,-Scenarios-where-the-appraiser-has-a-conflict-of-interest 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Fairness-in-lending,-Discriminating-against-an-applicant 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Fairness-in-lending,-Requirement-to-treat-all-applicants-with-the-same-level-of-fairness 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Fraud-detection,-Asset-fraud 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Fraud-detection,-Red-flags-on-a-sales-contract 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Fraud-detection,-Application-red-flags 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Fraud-detection,-Verifying-loan-application-information 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Fraud-detection,-Occupancy-fraud 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Fraud-detection,-Income-fraud 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Fraud-detection,-General-red-flags-that-could-represent-fraud 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Fraud-detection,-Scenarios-surrounding-a-consumer’s-bank-activity 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Fraud-detection,-Scenarios-where-information-is-not-provided-to-a-borrower 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Fraud-detection,-Employment-fraud 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Fraud-detection,-Liability-fraud 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Fraud-detection,-Suspicious-activity 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Advertising,-Scenarios-where-information-is-misleading-within-an-advertisement 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Advertising,-Bait-and-switch-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Advertising,-Performing-a-due-diligence-review-of-advertisements-prior-to-publication 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Advertising,-Scenarios-where-“unfair,-deceptive,-or-abusive-acts”-are-undertaken 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Advertising,-Examples-of-lawful-advertising 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Advertising,-Types-of-advertisements-that-are-subject-to-federal-regulations 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Advertising,-Rules-surrounding-contact-(e.g.,-“Established-business-relationship”) 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Predatory-lending-and-steering,-Definition-of-“steering” 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-issues,-Predatory-lending-and-steering,-Scenarios-surrounding-the-proper-designations-of-loans-and-property-types 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Financial-responsibility,-Permitted-fees,-payments,-and-compensation-(e.g.,-Loan-Estimate) 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Financial-responsibility,-Fees-that-may-not-increase-due-to-changed-circumstances 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Financial-responsibility,-How-fees-are-handled-based-on-the-Loan-Estimate 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Financial-responsibility,-Closing-cost-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Financial-responsibility,-Settlement-scenarios-where-monies-are-missing-or-misused 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Financial-responsibility,-Scenarios-surrounding-referral-fees 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Financial-responsibility,-Splitting-fees 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Handling-borrower-complaints 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Mortgage-company-compliance,-Acceptable-practices-when-acting-on-behalf-of-a-lender 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Mortgage-company-compliance,-Scenarios-when-an-MLO-discovers-material-information-that-should-be-conveyed-to-the-lender 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Mortgage-company-compliance,-Scenarios-surrounding-the-information-supplied-by-employers 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Mortgage-company-compliance,-Requirements-for-MLOs 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Relationships-with-consumers,-Ethical-handling-of-a-customer’s-personal-information 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Relationships-with-consumers,-Down-payment-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Relationships-with-consumers,-Interest-rate-adjustment-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Relationships-with-consumers,-Power-of-Attorney-(POA)-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Relationships-with-consumers,-Permissible-reasons-for-requesting-a-credit-report 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Relationships-with-consumers,-Scenarios-of-notifying-the-underwriter-of-a-change-in-the-borrower’s-application-or-status 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Relationships-with-consumers,-Proper-disclosures-by-MLO-if-there-is-a-potential-conflict-of-interest 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Relationships-with-consumers,-Scenarios-surrounding-situations-with-borrower’s-and-co-borrower’s 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Relationships-with-consumers,-Permissible-acts-regarding-the-appraisal-of-a-client’s-property 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Relationships-with-consumers,-Scenarios-surrounding-situations-with-borrower’s-undisclosed-income 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Relationships-with-consumers,-Permissible-acts-after-discovering-deposits-inconsistent-with-borrower’s-income-included-on-application 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Relationships-with-consumers,-Scenarios-involving-a-gift-received-by-the-borrower 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Relationships-with-consumers,-Scenarios-of-notifying-a-loan-officer-if-a-borrower-has-applied-with-other-companies-for-additional-mortgages 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Relationships-with-consumers,-Scenarios-surrounding-a-borrower-providing-information-on-income 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Relationships-with-consumers,-Cybersecurity-scenarios 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Truth-in-marketing-and-advertising,-Permissible-statements-phrases-within-an-advertisement 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-Borrower-education 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-General-business-ethics,-Scenarios-where-borrower-has-provided-false-information 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-General-business-ethics,-Scenarios-where-borrower-is-seeking-advice 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-General-business-ethics,-Scenarios-where-the-MLO-is-falsifying-information-on-behalf-of-a-borrower 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-General-business-ethics,-Providing-suitable-unsolicited-advice-to-a-borrower 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/Ethical-behavior-related-to-loan-origination-activities,-General-business-ethics,-Scenarios-where-outside-parties-individuals-to-the-loan,-attempt-to-obtain-information-on-a-loan-or-about-a-borrower 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-State-mortgage-regulatory-agencies,-Regulatory-authority,-Regulatory-power 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-State-mortgage-regulatory-agencies,-Regulatory-authority,-Creation-and-purpose-of-the-NMLS-Registry 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-State-mortgage-regulatory-agencies,-Regulatory-authority,-Frequency-of-investigations-and-exams 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-State-mortgage-regulatory-agencies,-Regulatory-authority,-CFPB-authority-to-conduct-exams 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-State-mortgage-regulatory-agencies,-Regulatory-authority,-Continuing-education-requirements 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-State-mortgage-regulatory-agencies,-Regulatory-authority,-Unique-identifiers-for-MLOs 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-State-mortgage-regulatory-agencies,-Regulatory-authority,-CFPB-penalty-limits 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-State-mortgage-regulatory-agencies,-Regulatory-authority,-CFPB-Loan-Originator-Rule 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-State-mortgage-regulatory-agencies,-Regulatory-authority,-Authority-of-state-regulator-(e.g.,-audit) 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-State-mortgage-regulatory-agencies,-Responsibilities-and-limitations 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-Definitions-and-Documents,-NMLS 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-Definitions-and-Documents,-SAFE-Act 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-Definitions-and-Documents,-Documents-to-be-filed-for-public-record 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-Minimum-requirements-for-state-licensing-laws 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-Persons-required-to-be-licensed,-Services-conducted-by-MLOs-and-the-requirement-to-be-licensed 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-Persons-required-to-be-licensed,-Entities-required-to-use-MLOs 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-Persons-required-to-be-licensed,-Allowable-acts-by-underwriters 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-Persons-required-to-be-licensed,-Clerical-support-duties 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-Persons-required-to-be-licensed,-Loan-processors 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-Business-that-individuals-may-may-not-conduct-without-being-licensed-as-an-MLO,-General-business 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-Business-that-individuals-may-may-not-conduct-without-being-licensed-as-an-MLO,-Non-profit-institutions 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-Business-that-individuals-may-may-not-conduct-without-being-licensed-as-an-MLO,-Business-purpose-loans-(e.g.,-commercial,-non-owner) 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-Licensee-qualifications-and-application-process,-Pre-licensing-education-requirements 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-Licensee-qualifications-and-application-process,-Background-checks 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-Licensee-qualifications-and-application-process,-Requirements-to-becoming-an-MLO 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-Licensee-qualifications-and-application-process,-Managing-felony-charges 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-Licensee-qualifications-and-application-process,-Waiting-period-for-test-retakes 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-Licensee-qualifications-and-application-process,-Sponsorship-requirement 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-Licensee-qualifications-and-application-process,-“MLO”-and-the-requirement-to-be-licensed-with-a-state 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-Grounds-for-denying-a-license,-Reasons-for-denying-an-applicant 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-License-maintenance,-Continuing-education-requirements 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-License-maintenance,-Renewal-period 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-License-maintenance,-License-renewal-lengths-and-minimum-standards 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-License-maintenance,-Continuing-education-courses-approvals 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-License-maintenance,-Withholding-a-record 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-License-maintenance,-Requirements-to-retake-exam-if-individual-has-been-absent-from-industry 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-License-maintenance,-Requirement-to-maintain-an-active-license 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-License-maintenance,-Required-continuing-education-hours-completed-to-renew-a-license 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-NMLS-requirements,-Change-of-employment-and-updating-NMLS 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-NMLS-requirements,-Required-submissions-that-applicants-must-make-to-the-NMLS-system 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-NMLS-requirements,-Required-disclosures-to-NMLS 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-NMLS-requirements,-Requirement-to-publicly-display-an-NMLS-identifier 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-NMLS-requirements,-Requirement-to-include-the-NMLS-identifier-in-certain-situations 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-License-Law-and-Regulation,-NMLS-requirements,-Licensed-non-depository-employees-vs-registered-depository-employees-in-NMLS 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-Compliance,-Authority-to-examine-a-licensee’s-books-and-records 2021-02-01 daily 0.8 https://www.listolot.com/List/SAFE-Mortgage-Loan-Originator-Test-Topic/SAFE-Act-and-CSBS-AARMR-Model-State-Law,-Compliance,-Prohibited-conduct-and-practices,-Prohibited-acts 2021-02-01 daily 0.8 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